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What is a travel insurance?

Travel insurance is a policy that covers financial losses when a trip goes wrong — medical emergencies abroad, trip cancellation, delays, and lost or stolen baggage. Cover and exclusions vary widely, so what a policy pays for depends on its specific terms.

Read the limits, excess, and exclusions before buying, and check that the medical cover is adequate for your destination and activities — it's the part that matters most far from home.

Related terms

  • Checked baggage
  • Passport validity rule

Updated July 2, 2026

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